Chapter 128 debt relief is a legal process in Wisconsin that helps people manage their debts without declaring bankruptcy. If you live in Milwaukee and are struggling with debt, Chapter 128 might be a good option for you. Here’s how it works:

Chapter 128 is a special law in Wisconsin that allows you to create a payment plan to pay off your debts over a period of up to three years. This plan is approved by a court, so it protects you from your creditors while you make payments.

When you start a Chapter 128 repayment plan, your creditors must stop all collection actions against you, including wage garnishments and harassing phone calls. This gives you peace of mind and a clear plan to pay off your debts.

Chapter 128 is available to anyone who earns a steady income, lives in Wisconsin, and has unsecured debts like credit card bills, medical bills, or personal loans. It’s not available for secured debts like mortgages or car loans.

At Berning Law LLC, I have experience helping people in Milwaukee with Chapter 128. As your attorney, I, Brent J. Berning, will work with you to create a repayment plan that fits your budget and helps you become debt-free.

The cost of Chapter 128 varies based on your specific situation, but typically there are filing fees and attorney fees. I offer a free initial consultation to discuss your case and provide you with an estimate of the costs involved. My goal is to make the process as affordable and stress-free as possible for you.

Getting started is easy. Just contact me at Berning Law LLC at 414-306-1977 or visit my office at 342 N. Water Street, Ste 630, Milwaukee, WI 53202. I offer a free consultation to discuss your situation and see if Chapter 128 is right for you.